KACDP: A Highly Interpretable Credit Default Prediction Model

In the field of finance, the prediction of individual credit default is of vital importance. However, existing methods face problems such as insufficient interpretability and transparency as well as limited performance when dealing with high-dimensional and nonlinear data. To address these issues, this paper introduces a method based on Kolmogorov-Arnold Networks (KANs). KANs is a new type of neural network architecture with learnable activation functions and no linear weights, which has potential advantages in handling complex multi-dimensional data. Specifically, this paper applies KANs to the field of individual credit risk prediction for the first time and constructs the Kolmogorov-Arnold Credit Default Predict (KACDP) model. Experiments show that the KACDP model outperforms mainstream credit default prediction models in performance metrics (ROC_AUC and F1 values). Meanwhile, through methods such as feature attribution scores and visualization of the model structure, the model's decision-making process and the importance of different features are clearly demonstrated, providing transparent and interpretable decision-making basis for financial institutions and meeting the industry's strict requirements for model interpretability. In conclusion, the KACDP model constructed in this paper exhibits excellent predictive performance and satisfactory interpretability in individual credit risk prediction, providing an effective way to address the limitations of existing methods and offering a new and practical credit risk prediction tool for financial institutions.

FireRedTTS: A Foundation Text-To-Speech Framework for Industry-Level Generative Speech Applications

This work proposes FireRedTTS, a foundation text-to-speech framework, to meet the growing demands for personalized and diverse generative speech applications. The framework comprises three parts: data processing, foundation system, and downstream applications. First, we comprehensively present our data processing pipeline, which transforms massive raw audio into a large-scale high-quality TTS dataset with rich annotations and a wide coverage of content, speaking style, and timbre. Then, we propose a language-model-based foundation TTS system. The speech signal is compressed into discrete semantic tokens via a semantic-aware speech tokenizer, and can be generated by a language model from the prompt text and audio. Then, a two-stage waveform generator is proposed to decode them to the high-fidelity waveform. We present two applications of this system: voice cloning for dubbing and human-like speech generation for chatbots. The experimental results demonstrate the solid in-context learning capability of FireRedTTS, which can stably synthesize high-quality speech consistent with the prompt text and audio. For dubbing, FireRedTTS can clone target voices in a zero-shot way for the UGC scenario and adapt to studio-level expressive voice characters in the PUGC scenario via few-shot fine-tuning with 1-hour recording. Moreover, FireRedTTS achieves controllable human-like speech generation in a casual style with paralinguistic behaviors and emotions via instruction tuning, to better serve spoken chatbots.

Early Risk Assessment Model for ICA Timing Strategy in Unstable Angina Patients Using Multi-Modal Machine Learning

Background: Invasive coronary arteriography (ICA) is recognized as the gold standard for diagnosing cardiovascular diseases, including unstable angina (UA). The challenge lies in determining the optimal timing for ICA in UA patients, balancing the need for revascularization in high-risk patients against the potential complications in low-risk ones. Unlike myocardial infarction, UA does not have specific indicators like ST-segment deviation or cardiac enzymes, making risk assessment complex. Objectives: Our study aims to enhance the early risk assessment for UA patients by utilizing machine learning algorithms. These algorithms can potentially identify patients who would benefit most from ICA by analyzing less specific yet related indicators that are challenging for human physicians to interpret. Methods: We collected data from 640 UA patients at Shanghai General Hospital, including medical history and electrocardiograms (ECG). Machine learning algorithms were trained using multi-modal demographic characteristics including clinical risk factors, symptoms, biomarker levels, and ECG features extracted by pre-trained neural networks. The goal was to stratify patients based on their revascularization risk. Additionally, we translated our models into applicable and explainable look-up tables through discretization for practical clinical use. Results: The study achieved an Area Under the Curve (AUC) of $0.719 \pm 0.065$ in risk stratification, significantly surpassing the widely adopted GRACE score's AUC of $0.579 \pm 0.044$. Conclusions: The results suggest that machine learning can provide superior risk stratification for UA patients. This improved stratification could help in balancing the risks, costs, and complications associated with ICA, indicating a potential shift in clinical assessment practices for unstable angina.

BioDrone: A Bionic Drone-based Single Object Tracking Benchmark for Robust Vision

Single object tracking (SOT) is a fundamental problem in computer vision, with a wide range of applications, including autonomous driving, augmented reality, and robot navigation. The robustness of SOT faces two main challenges: tiny target and fast motion. These challenges are especially manifested in videos captured by unmanned aerial vehicles (UAV), where the target is usually far away from the camera and often with significant motion relative to the camera. To evaluate the robustness of SOT methods, we propose BioDrone -- the first bionic drone-based visual benchmark for SOT. Unlike existing UAV datasets, BioDrone features videos captured from a flapping-wing UAV system with a major camera shake due to its aerodynamics. BioDrone hence highlights the tracking of tiny targets with drastic changes between consecutive frames, providing a new robust vision benchmark for SOT. To date, BioDrone offers the largest UAV-based SOT benchmark with high-quality fine-grained manual annotations and automatically generates frame-level labels, designed for robust vision analyses. Leveraging our proposed BioDrone, we conduct a systematic evaluation of existing SOT methods, comparing the performance of 20 representative models and studying novel means of optimizing a SOTA method (KeepTrack KeepTrack) for robust SOT. Our evaluation leads to new baselines and insights for robust SOT. Moving forward, we hope that BioDrone will not only serve as a high-quality benchmark for robust SOT, but also invite future research into robust computer vision. The database, toolkits, evaluation server, and baseline results are available at http://biodrone.aitestunion.com.

SigFormer: Sparse Signal-Guided Transformer for Multi-Modal Human Action Segmentation

Multi-modal human action segmentation is a critical and challenging task with a wide range of applications. Nowadays, the majority of approaches concentrate on the fusion of dense signals (i.e., RGB, optical flow, and depth maps). However, the potential contributions of sparse IoT sensor signals, which can be crucial for achieving accurate recognition, have not been fully explored. To make up for this, we introduce a Sparse signalguided Transformer (SigFormer) to combine both dense and sparse signals. We employ mask attention to fuse localized features by constraining cross-attention within the regions where sparse signals are valid. However, since sparse signals are discrete, they lack sufficient information about the temporal action boundaries. Therefore, in SigFormer, we propose to emphasize the boundary information at two stages to alleviate this problem. In the first feature extraction stage, we introduce an intermediate bottleneck module to jointly learn both category and boundary features of each dense modality through the inner loss functions. After the fusion of dense modalities and sparse signals, we then devise a two-branch architecture that explicitly models the interrelationship between action category and temporal boundary. Experimental results demonstrate that SigFormer outperforms the state-of-the-art approaches on a multi-modal action segmentation dataset from real industrial environments, reaching an outstanding F1 score of 0.958. The codes and pre-trained models have been available at https://github.com/LIUQI-creat/SigFormer.

Ball Mill Fault Prediction Based on Deep Convolutional Auto-Encoding Network

Ball mills play a critical role in modern mining operations, making their bearing failures a significant concern due to the potential loss of production efficiency and economic consequences. This paper presents an anomaly detection method based on Deep Convolutional Auto-encoding Neural Networks (DCAN) for addressing the issue of ball mill bearing fault detection. The proposed approach leverages vibration data collected during normal operation for training, overcoming challenges such as labeling issues and data imbalance often encountered in supervised learning methods. DCAN includes the modules of convolutional feature extraction and transposed convolutional feature reconstruction, demonstrating exceptional capabilities in signal processing and feature extraction. Additionally, the paper describes the practical deployment of the DCAN-based anomaly detection model for bearing fault detection, utilizing data from the ball mill bearings of Wuhan Iron & Steel Resources Group and fault data from NASA's bearing vibration dataset. Experimental results validate the DCAN model's reliability in recognizing fault vibration patterns. This method holds promise for enhancing bearing fault detection efficiency, reducing production interruptions, and lowering maintenance costs.

UCF-Crime Annotation: A Benchmark for Surveillance Video-and-Language Understanding

Surveillance videos are an essential component of daily life with various critical applications, particularly in public security. However, current surveillance video tasks mainly focus on classifying and localizing anomalous events. Existing methods are limited to detecting and classifying the predefined events with unsatisfactory generalization ability and semantic understanding, although they have obtained considerable performance. To address this issue, we propose constructing the first multimodal surveillance video dataset by manually annotating the real-world surveillance dataset UCF-Crime with fine-grained event content and timing. Our newly annotated dataset, UCA (UCF-Crime Annotation), provides a novel benchmark for multimodal surveillance video analysis. It not only describes events in detailed descriptions but also provides precise temporal grounding of the events in 0.1-second intervals. UCA contains 20,822 sentences, with an average length of 23 words, and its annotated videos are as long as 102 hours. Furthermore, we benchmark the state-of-the-art models of multiple multimodal tasks on this newly created dataset, including temporal sentence grounding in videos, video captioning, and dense video captioning. Through our experiments, we found that mainstream models used in previously publicly available datasets perform poorly on multimodal surveillance video scenarios, which highlights the necessity of constructing this dataset. The link to our dataset and code is provided at: https://github.com/Xuange923/UCA-dataset.

Flexible single multimode fiber imaging using white LED

Multimode fiber (MMF) has been proven to have good potential in imaging and optical communication because of its advantages of small diameter and large mode numbers. However, due to the mode coupling and modal dispersion, it is very sensitive to environmental changes. Minor changes in the fiber shape can lead to difficulties in information reconstruction. Here, white LED and cascaded Unet are used to achieve MMF imaging to eliminate the effect of fiber perturbations. The output speckle patterns in three different color channels of the CCD camera produced by transferring images through the MMF are concatenated and inputted into the cascaded Unet using channel stitching technology to improve the reconstruction effects. The average Pearson correlation coefficient (PCC) of the reconstructed images from the Fashion-MINIST dataset is 0.83. In order to check the flexibility of such a system, perturbation tests on the image reconstruction capability by changing the fiber shapes are conducted. The experimental results show that the MMF imaging system has good robustness properties, i. e. the average PCC remains 0.83 even after completely changing the shape of the MMF. This research potentially provides a flexible approach for the practical application of MMF imaging.

FETNet: Feature Erasing and Transferring Network for Scene Text Removal

The scene text removal (STR) task aims to remove text regions and recover the background smoothly in images for private information protection. Most existing STR methods adopt encoder-decoder-based CNNs, with direct copies of the features in the skip connections. However, the encoded features contain both text texture and structure information. The insufficient utilization of text features hampers the performance of background reconstruction in text removal regions. To tackle these problems, we propose a novel Feature Erasing and Transferring (FET) mechanism to reconfigure the encoded features for STR in this paper. In FET, a Feature Erasing Module (FEM) is designed to erase text features. An attention module is responsible for generating the feature similarity guidance. The Feature Transferring Module (FTM) is introduced to transfer the corresponding features in different layers based on the attention guidance. With this mechanism, a one-stage, end-to-end trainable network called FETNet is constructed for scene text removal. In addition, to facilitate research on both scene text removal and segmentation tasks, we introduce a novel dataset, Flickr-ST, with multi-category annotations. A sufficient number of experiments and ablation studies are conducted on the public datasets and Flickr-ST. Our proposed method achieves state-of-the-art performance using most metrics, with remarkably higher quality scene text removal results. The source code of our work is available at: \href{https://github.com/GuangtaoLyu/FETNet}{https://github.com/GuangtaoLyu/FETNet.

DPIT: Dual-Pipeline Integrated Transformer for Human Pose Estimation

Human pose estimation aims to figure out the keypoints of all people in different scenes. Current approaches still face some challenges despite promising results. Existing top-down methods deal with a single person individually, without the interaction between different people and the scene they are situated in. Consequently, the performance of human detection degrades when serious occlusion happens. On the other hand, existing bottom-up methods consider all people at the same time and capture the global knowledge of the entire image. However, they are less accurate than the top-down methods due to the scale variation. To address these problems, we propose a novel Dual-Pipeline Integrated Transformer (DPIT) by integrating top-down and bottom-up pipelines to explore the visual clues of different receptive fields and achieve their complementarity. Specifically, DPIT consists of two branches, the bottom-up branch deals with the whole image to capture the global visual information, while the top-down branch extracts the feature representation of local vision from the single-human bounding box. Then, the extracted feature representations from bottom-up and top-down branches are fed into the transformer encoder to fuse the global and local knowledge interactively. Moreover, we define the keypoint queries to explore both full-scene and single-human posture visual clues to realize the mutual complementarity of the two pipelines. To the best of our knowledge, this is one of the first works to integrate the bottom-up and top-down pipelines with transformers for human pose estimation. Extensive experiments on COCO and MPII datasets demonstrate that our DPIT achieves comparable performance to the state-of-the-art methods.