Implementation of an Asymmetric Adjusted Activation Function for Class Imbalance Credit Scoring

Credit scoring is a systematic approach to evaluate a borrower's probability of default (PD) on a bank loan. The data associated with such scenarios are characteristically imbalanced, complicating binary classification owing to the often-underestimated cost of misclassification during the classifier's learning process. Considering the high imbalance ratio (IR) of these datasets, we introduce an innovative yet straightforward optimized activation function by incorporating an IR-dependent asymmetric adjusted factor embedded Sigmoid activation function (ASIG). The embedding of ASIG makes the sensitive margin of the Sigmoid function auto-adjustable, depending on the imbalance nature of the datasets distributed, thereby giving the activation function an asymmetric characteristic that prevents the underrepresentation of the minority class (positive samples) during the classifier's learning process. The experimental results show that the ASIG-embedded-classifier outperforms traditional classifiers on datasets across wide-ranging IRs in the downstream credit-scoring task. The algorithm also shows robustness and stability, even when the IR is ultra-high. Therefore, the algorithm provides a competitive alternative in the financial industry, especially in credit scoring, possessing the ability to effectively process highly imbalanced distribution data.

Class-Imbalanced-Aware Adaptive Dataset Distillation for Scalable Pretrained Model on Credit Scoring

The advent of artificial intelligence has significantly enhanced credit scoring technologies. Despite the remarkable efficacy of advanced deep learning models, mainstream adoption continues to favor tree-structured models due to their robust predictive performance on tabular data. Although pretrained models have seen considerable development, their application within the financial realm predominantly revolves around question-answering tasks and the use of such models for tabular-structured credit scoring datasets remains largely unexplored. Tabular-oriented large models, such as TabPFN, has made the application of large models in credit scoring feasible, albeit can only processing with limited sample sizes. This paper provides a novel framework to combine tabular-tailored dataset distillation technique with the pretrained model, empowers the scalability for TabPFN. Furthermore, though class imbalance distribution is the common nature in financial datasets, its influence during dataset distillation has not been explored. We thus integrate the imbalance-aware techniques during dataset distillation, resulting in improved performance in financial datasets (e.g., a 2.5% enhancement in AUC). This study presents a novel framework for scaling up the application of large pretrained models on financial tabular datasets and offers a comparative analysis of the influence of class imbalance on the dataset distillation process. We believe this approach can broaden the applications and downstream tasks of large models in the financial domain.

Image Gradient-Aided Photometric Stereo Network

Photometric stereo (PS) endeavors to ascertain surface normals using shading clues from photometric images under various illuminations. Recent deep learning-based PS methods often overlook the complexity of object surfaces. These neural network models, which exclusively rely on photometric images for training, often produce blurred results in high-frequency regions characterized by local discontinuities, such as wrinkles and edges with significant gradient changes. To address this, we propose the Image Gradient-Aided Photometric Stereo Network (IGA-PSN), a dual-branch framework extracting features from both photometric images and their gradients. Furthermore, we incorporate an hourglass regression network along with supervision to regularize normal regression. Experiments on DiLiGenT benchmarks show that IGA-PSN outperforms previous methods in surface normal estimation, achieving a mean angular error of 6.46 while preserving textures and geometric shapes in complex regions.

DECO: Life-Cycle Management of Enterprise-Grade Chatbots

Software engineers frequently grapple with the challenge of accessing disparate documentation and telemetry data, including Troubleshooting Guides (TSGs), incident reports, code repositories, and various internal tools developed by multiple stakeholders. While on-call duties are inevitable, incident resolution becomes even more daunting due to the obscurity of legacy sources and the pressures of strict time constraints. To enhance the efficiency of on-call engineers (OCEs) and streamline their daily workflows, we introduced DECO -- a comprehensive framework for developing, deploying, and managing enterprise-grade chatbots tailored to improve productivity in engineering routines. This paper details the design and implementation of the DECO framework, emphasizing its innovative NL2SearchQuery functionality and a hierarchical planner. These features support efficient and customized retrieval-augmented-generation (RAG) algorithms that not only extract relevant information from diverse sources but also select the most pertinent toolkits in response to user queries. This enables the addressing of complex technical questions and provides seamless, automated access to internal resources. Additionally, DECO incorporates a robust mechanism for converting unstructured incident logs into user-friendly, structured guides, effectively bridging the documentation gap. Feedback from users underscores DECO's pivotal role in simplifying complex engineering tasks, accelerating incident resolution, and bolstering organizational productivity. Since its launch in September 2023, DECO has demonstrated its effectiveness through extensive engagement, with tens of thousands of interactions from hundreds of active users across multiple organizations within the company.

Graph Retention Networks for Dynamic Graphs

In this work, we propose Graph Retention Network as a unified architecture for deep learning on dynamic graphs. The GRN extends the core computational manner of retention to dynamic graph data as graph retention, which empowers the model with three key computational paradigms that enable training parallelism, $O(1)$ low-cost inference, and long-term batch training. This architecture achieves an optimal balance of effectiveness, efficiency, and scalability. Extensive experiments conducted on benchmark datasets present the superior performance of the GRN in both edge-level prediction and node-level classification tasks. Our architecture achieves cutting-edge results while maintaining lower training latency, reduced GPU memory consumption, and up to an 86.7x improvement in inference throughput compared to baseline models. The GRNs have demonstrated strong potential to become a widely adopted architecture for dynamic graph learning tasks. Code will be available at https://github.com/Chandler-Q/GraphRetentionNet.

ED-ViT: Splitting Vision Transformer for Distributed Inference on Edge Devices

Deep learning models are increasingly deployed on resource-constrained edge devices for real-time data analytics. In recent years, Vision Transformer models and their variants have demonstrated outstanding performance across various computer vision tasks. However, their high computational demands and inference latency pose significant challenges for model deployment on resource-constraint edge devices. To address this issue, we propose a novel Vision Transformer splitting framework, ED-ViT, designed to execute complex models across multiple edge devices efficiently. Specifically, we partition Vision Transformer models into several sub-models, where each sub-model is tailored to handle a specific subset of data classes. To further minimize computation overhead and inference latency, we introduce a class-wise pruning technique that reduces the size of each sub-model. We conduct extensive experiments on five datasets with three model structures, demonstrating that our approach significantly reduces inference latency on edge devices and achieves a model size reduction of up to 28.9 times and 34.1 times, respectively, while maintaining test accuracy comparable to the original Vision Transformer. Additionally, we compare ED-ViT with two state-of-the-art methods that deploy CNN and SNN models on edge devices, evaluating accuracy, inference time, and overall model size. Our comprehensive evaluation underscores the effectiveness of the proposed ED-ViT framework.

Gaussian Representation for Deformable Image Registration

Deformable image registration (DIR) is a fundamental task in radiotherapy, with existing methods often struggling to balance computational efficiency, registration accuracy, and speed effectively. We introduce a novel DIR approach employing parametric 3D Gaussian control points achieving a better tradeoff. It provides an explicit and flexible representation for spatial deformation fields between 3D volumetric medical images, producing a displacement vector field (DVF) across all volumetric positions. The movement of individual voxels is derived using linear blend skinning (LBS) through localized interpolation of transformations associated with neighboring Gaussians. This interpolation strategy not only simplifies the determination of voxel motions but also acts as an effective regularization technique. Our approach incorporates a unified optimization process through backpropagation, enabling iterative learning of both the parameters of the 3D Gaussians and their transformations. Additionally, the density of Gaussians is adjusted adaptively during the learning phase to accommodate varying degrees of motion complexity. We validated our approach on the 4D-CT lung DIR-Lab and cardiac ACDC datasets, achieving an average target registration error (TRE) of 1.06 mm within a much-improved processing time of 2.43 seconds for the DIR-Lab dataset over existing methods, demonstrating significant advancements in both accuracy and efficiency.

TAMBRIDGE: Bridging Frame-Centered Tracking and 3D Gaussian Splatting for Enhanced SLAM

The limited robustness of 3D Gaussian Splatting (3DGS) to motion blur and camera noise, along with its poor real-time performance, restricts its application in robotic SLAM tasks. Upon analysis, the primary causes of these issues are the density of views with motion blur and the cumulative errors in dense pose estimation from calculating losses based on noisy original images and rendering results, which increase the difficulty of 3DGS rendering convergence. Thus, a cutting-edge 3DGS-based SLAM system is introduced, leveraging the efficiency and flexibility of 3DGS to achieve real-time performance while remaining robust against sensor noise, motion blur, and the challenges posed by long-session SLAM. Central to this approach is the Fusion Bridge module, which seamlessly integrates tracking-centered ORB Visual Odometry with mapping-centered online 3DGS. Precise pose initialization is enabled by this module through joint optimization of re-projection and rendering loss, as well as strategic view selection, enhancing rendering convergence in large-scale scenes. Extensive experiments demonstrate state-of-the-art rendering quality and localization accuracy, positioning this system as a promising solution for real-world robotics applications that require stable, near-real-time performance. Our project is available at https://ZeldaFromHeaven.github.io/TAMBRIDGE/

CPT-Interp: Continuous sPatial and Temporal Motion Modeling for 4D Medical Image Interpolation

Motion information from 4D medical imaging offers critical insights into dynamic changes in patient anatomy for clinical assessments and radiotherapy planning and, thereby, enhances the capabilities of 3D image analysis. However, inherent physical and technical constraints of imaging hardware often necessitate a compromise between temporal resolution and image quality. Frame interpolation emerges as a pivotal solution to this challenge. Previous methods often suffer from discretion when they estimate the intermediate motion and execute the forward warping. In this study, we draw inspiration from fluid mechanics to propose a novel approach for continuously modeling patient anatomic motion using implicit neural representation. It ensures both spatial and temporal continuity, effectively bridging Eulerian and Lagrangian specifications together to naturally facilitate continuous frame interpolation. Our experiments across multiple datasets underscore the method's superior accuracy and speed. Furthermore, as a case-specific optimization (training-free) approach, it circumvents the need for extensive datasets and addresses model generalization issues.

Continuous sPatial-Temporal Deformable Image Registration (CPT-DIR) for motion modelling in radiotherapy: beyond classic voxel-based methods

Background and purpose: Deformable image registration (DIR) is a crucial tool in radiotherapy for extracting and modelling organ motion. However, when significant changes and sliding boundaries are present, it faces compromised accuracy and uncertainty, determining the subsequential contour propagation and dose accumulation procedures. Materials and methods: We propose an implicit neural representation (INR)-based approach modelling motion continuously in both space and time, named Continues-sPatial-Temporal DIR (CPT-DIR). This method uses a multilayer perception (MLP) network to map 3D coordinate (x,y,z) to its corresponding velocity vector (vx,vy,vz). The displacement vectors (dx,dy,dz) are then calculated by integrating velocity vectors over time. The MLP's parameters can rapidly adapt to new cases without pre-training, enhancing optimisation. The DIR's performance was tested on the DIR-Lab dataset of 10 lung 4DCT cases, using metrics of landmark accuracy (TRE), contour conformity (Dice) and image similarity (MAE). Results: The proposed CPT-DIR can reduce landmark TRE from 2.79mm to 0.99mm, outperforming B-splines' results for all cases. The MAE of the whole-body region improves from 35.46HU to 28.99HU. Furthermore, CPT-DIR surpasses B-splines for accuracy in the sliding boundary region, lowering MAE and increasing Dice coefficients for the ribcage from 65.65HU and 90.41% to 42.04HU and 90.56%, versus 75.40HU and 89.30% without registration. Meanwhile, CPT-DIR offers significant speed advantages, completing in under 15 seconds compared to a few minutes with the conventional B-splines method. Conclusion: Leveraging the continuous representations, the CPT-DIR method significantly enhances registration accuracy, automation and speed, outperforming traditional B-splines in landmark and contour precision, particularly in the challenging areas.