This paper focuses on the area of RGB(visible)-NIR(near-infrared) cross-modality image registration, which is crucial for many downstream vision tasks to fully leverage the complementary information present in visible and infrared images. In this field, researchers face two primary challenges - the absence of a correctly-annotated benchmark with viewpoint variations for evaluating RGB-NIR cross-modality registration methods and the problem of inconsistent local features caused by the appearance discrepancy between RGB-NIR cross-modality images. To address these challenges, we first present the RGB-NIR Image Registration (RGB-NIR-IRegis) benchmark, which, for the first time, enables fair and comprehensive evaluations for the task of RGB-NIR cross-modality image registration. Evaluations of previous methods highlight the significant challenges posed by our RGB-NIR-IRegis benchmark, especially on RGB-NIR image pairs with viewpoint variations. To analyze the causes of the unsatisfying performance, we then design several metrics to reveal the toxic impact of inconsistent local features between visible and infrared images on the model performance. This further motivates us to develop a baseline method named Semantic Guidance Transformer (SGFormer), which utilizes high-level semantic guidance to mitigate the negative impact of local inconsistent features. Despite the simplicity of our motivation, extensive experimental results show the effectiveness of our method.