Deep-learning based methods have shown their advantages in audio coding over traditional ones but limited attention has been paid on real-time communications (RTC). This paper proposes the TFNet, an end-to-end neural audio codec with low latency for RTC. It takes an encoder-temporal filtering-decoder paradigm that seldom being investigated in audio coding. An interleaved structure is proposed for temporal filtering to capture both short-term and long-term temporal dependencies. Furthermore, with end-to-end optimization, the TFNet is jointly optimized with speech enhancement and packet loss concealment, yielding a one-for-all network for three tasks. Both subjective and objective results demonstrate the efficiency of the proposed TFNet.