TabSniper: Towards Accurate Table Detection & Structure Recognition for Bank Statements

Extraction of transaction information from bank statements is required to assess one's financial well-being for credit rating and underwriting decisions. Unlike other financial documents such as tax forms or financial statements, extracting the transaction descriptions from bank statements can provide a comprehensive and recent view into the cash flows and spending patterns. With multiple variations in layout and templates across several banks, extracting transactional level information from different table categories is an arduous task. Existing table structure recognition approaches produce sub optimal results for long, complex tables and are unable to capture all transactions accurately. This paper proposes TabSniper, a novel approach for efficient table detection, categorization and structure recognition from bank statements. The pipeline starts with detecting and categorizing tables of interest from the bank statements. The extracted table regions are then processed by the table structure recognition model followed by a post-processing module to transform the transactional data into a structured and standardised format. The detection and structure recognition architectures are based on DETR, fine-tuned with diverse bank statements along with additional feature enhancements. Results on challenging datasets demonstrate that TabSniper outperforms strong baselines and produces high-quality extraction of transaction information from bank and other financial documents across multiple layouts and templates.

An Iterative Transfer Learning Based Ensemble Technique for Automatic Short Answer Grading

Automatic short answer grading (ASAG) techniques are designed to automatically assess short answers to questions in natural language, having a length of a few words to a few sentences. Supervised ASAG techniques have been demonstrated to be effective but suffer from a couple of key practical limitations. They are greatly reliant on instructor provided model answers and need labeled training data in the form of graded student answers for every assessment task. To overcome these, in this paper, we introduce an ASAG technique with two novel features. We propose an iterative technique on an ensemble of (a) a text classifier of student answers and (b) a classifier using numeric features derived from various similarity measures with respect to model answers. Second, we employ canonical correlation analysis based transfer learning on a common feature representation to build the classifier ensemble for questions having no labelled data. The proposed technique handsomely beats all winning supervised entries on the SCIENTSBANK dataset from the Student Response Analysis task of SemEval 2013. Additionally, we demonstrate generalizability and benefits of the proposed technique through evaluation on multiple ASAG datasets from different subject topics and standards.