Individual risk profiling for portable devices using a neural network to process the cognitive reactions and the emotional responses to a multivariate situational risk assessment

In this paper, we are presenting a novel method and system for neuropsychological performance testing that can establish a link between cognition and emotion. It comprises a portable device used to interact with a cloud service which stores user information under username and is logged into by the user through the portable device; the user information is directly captured through the device and is processed by artificial neural network; and this tridimensional information comprises user cognitive reactions, user emotional responses and user chronometrics. The multivariate situational risk assessment is used to evaluate the performance of the subject by capturing the 3 dimensions of each reaction to a series of 30 dichotomous questions describing various situations of daily life and challenging the user's knowledge, values, ethics, and principles. In industrial application, the timing of this assessment will depend on the user's need to obtain a service from a provider such as opening a bank account, getting a mortgage or an insurance policy, authenticating clearance at work or securing online payments.

Functional neural network for decision processing, a racing network of programmable neurons with fuzzy logic where the target operating model relies on the network itself

In this paper, we are introducing a novel model of artificial intelligence, the functional neural network for modeling of human decision-making processes. This neural network is composed of multiple artificial neurons racing in the network. Each of these neurons has a similar structure programmed independently by the users and composed of an intention wheel, a motor core and a sensory core representing the user itself and racing at a specific velocity. The mathematics of the neuron's formulation and the racing mechanism of multiple nodes in the network will be discussed, and the group decision process with fuzzy logic and the transformation of these conceptual methods into practical methods of simulation and in operations will be developed. Eventually, we will describe some possible future research directions in the fields of finance, education and medicine including the opportunity to design an intelligent learning agent with application in business operations supervision. We believe that this functional neural network has a promising potential to transform the way we can compute decision-making and lead to a new generation of neuromorphic chips for seamless human-machine interactions.