As artificial intelligence (AI) continues to advance, understanding public perceptions -- including biases, risks, and benefits -- is critical for guiding research priorities, shaping public discourse, and informing policy. This study explores public mental models of AI using micro scenarios to assess reactions to 71 statements about AI's potential future impacts. Drawing on cross-cultural samples from Germany (N=52) and China (N=60), we identify significant differences in expectations, evaluations, and risk-utility tradeoffs. German participants tended toward more cautious assessments, whereas Chinese participants expressed greater optimism regarding AI's societal benefits. Chinese participants exhibited relatively balanced risk-benefit tradeoffs ($\beta=-0.463$ for risk and $\beta=+0.484$ for benefit, $r^2=.630$). In contrast, German participants showed a stronger emphasis on AI benefits and less on risks ($\beta=-0.337$ for risk and $\beta=+0.715$ for benefit, $r^2=.839$). Visual cognitive maps illustrate these contrasts, offering new perspectives on how cultural contexts shape AI acceptance. Our findings underline key factors influencing public perception and provide actionable insights for fostering equitable and culturally sensitive integration of AI technologies.